What We Finance
From Chicago's neighborhoods to every corner of the country — we match you with the right SBA product and the right lender for your deal.
Closed Deals
A sample of deals we've funded. Every industry. Every deal size. All fully closed.
Why Bridgit
We started in Chicago and grew nationally because the process works. Going direct to one bank gives you one shot. We give you 50.
More lenders means better rates, better terms, and faster approvals. We run a competitive process every time.
No fees. No deposits. No exclusivity requirements. Lenders pay us after your loan closes — disclosed on SBA Form 159.
We only submit to lenders we know will close. 99.5% of accepted term sheets make it to funding.
Our streamlined process saves borrowers 2 to 3 weeks on average. Term sheets in as little as 7 days.
Found a lower rate from a qualified SBA lender? We'll match it or beat it. Competition always wins.
We build your SBA business plan and financial projections to maximize fundability — at no cost.
Pari-passu, investor-heavy, low personal liquidity, large seller notes — we know who will fund each structure.
Loan packaging, lender matching, underwriting support, and closing coordination — we handle everything.
The Process
Simple, transparent, and designed to get you funded as fast as possible.
Fill out a quick form. We'll review your deal, ask follow-up questions, and assess your options — no credit pull required.
Our team builds your full loan package, including a business plan and financial projections tailored to SBA underwriting.
We submit your deal to the right lenders simultaneously. You receive competing term sheets and we help you pick the best.
We coordinate underwriting, appraisals, and closing docs from start to finish. Most deals close in 45 to 75 days.
Free Consultation
We're based in Chicago but have closed deals in all 50 states. Tell us what you're working on — we'll tell you exactly what you qualify for, which lenders are the best fit, and how to structure it for the best terms. No obligation, no credit pull.
Every submission is reviewed personally by our team. Not a bot, not a form letter.
This is a free assessment, not an application. Your credit score is not affected.
We'll tell you what you qualify for, estimated rate, required down payment, and the best next steps.
"I wish I'd called Bridgit first instead of wasting three months at my bank. They had a term sheet in five days."
— James L., $4.2M Business AcquisitionNo credit pull. No commitment. Just answers.
100% free. No credit check. No obligation. We respond within 2 business hours.
FAQ
SBA lenders pay a referral fee to brokers after your loan closes, disclosed on SBA Form 159. You never pay anything before, during, or after closing. Same model as a buyer's agent in real estate — the lender covers the cost.
When you go direct to one bank, you get one offer. With Bridgit, multiple lenders see your deal and compete for your business — driving down your rate and improving your terms. We also handle the entire application, packaging, and negotiation process.
We broker all major SBA products: 7(a) loans for business acquisitions and working capital (up to $5M), 504 loans for commercial real estate (up to $13M), and SBA Express loans for faster approvals under $500K.
Most acquisition deals close in 45 to 75 days from a complete application. Working capital loans can move faster — sometimes 30 to 45 days. Our process consistently beats the national average by 2 to 3 weeks.
SBA requires a minimum 10% equity injection for acquisitions. However, if the seller offers a standby seller note, you may only need 5% cash out of pocket. We help structure the deal to minimize your cash requirement.
Yes. We've funded dozens of deals initially declined by other banks. Different lenders have different criteria — what one bank won't do, another will. Our job is to find the right lender for your specific situation.
Most SBA lenders want to see relevant management or industry experience, but "relevant" is interpreted broadly. Transferable skills from similar industries often qualify. We know which lenders are flexible on experience.
Get Started
Free consultation. No credit check. No obligation. Just answers.