SBA 7(a) Business Acquisition

Own the Business
You Want.

SBA acquisition loans let you buy an existing business with as little as 10% down — or even 5% when the seller carries a note. Up to $5M, rates starting at 8%. We handle everything from LOI to close.

  • SBA loans up to $5M  for business acquisitions
  • As low as 5% down  with a seller note
  • Rates starting at 8%  (Prime + 0.5%)
  • Free business plan  and financial projections included
  • Pari-passu and complex structures  welcome
  • 100% free  full-service brokerage
Start Your Acquisition →See Closed Deals
$5M
Max Loan
5%
Min Down w/ Note
8%
Rates From
Free
Biz Plan Included

Get Your Free Assessment

No credit pull. No commitment. Just answers.

100% free. No credit check. No obligation. We respond within 2 business hours.

$320M+
Total Funded
126
Acquisitions Closed
7 Days
Avg. to Term Sheet
50+
Lender Partners

Everything Included. Nothing Extra.

Our acquisition brokerage service is truly full-service — from the moment you have an LOI to the day you get the keys.

Free Business Plan

We write your full SBA business plan and financial projections — built specifically for SBA underwriting to maximize your approval odds.

Lender Competition

We submit your deal to multiple lenders simultaneously. You receive competing term sheets and we help you pick the best structure.

Complex Deal Structures

Pari-passu, large seller notes, low personal liquidity, investor equity — we've done it all and know which lenders will fund each structure.

Loan Packaging

We prepare your complete loan package — all documents organized, formatted, and presented the way SBA lenders expect to see them.

Underwriting Support

We stay in the deal through underwriting — answering lender questions, providing additional docs, and keeping the deal on track.

Best Rate Guarantee

If you find a lower rate from a qualified SBA lender, we'll match it or beat it. Competition drives everything we do.

From LOI to Keys.

A typical acquisition closes in 45 to 75 days. Here's how we get there.

Step 01

Tell Us About the Deal

Share your deal details — industry, asking price, deal structure. We assess fit and funding options within 2 hours. No credit pull.

Step 02

We Package the Loan

We build your full loan package including the SBA business plan, financial projections, and all required documents.

Step 03

Lenders Compete

We submit to multiple acquisition-focused lenders simultaneously. You get competing term sheets and we help you choose.

Step 04

Close and Take Ownership

We coordinate underwriting, appraisals, and closing docs from start to finish. Most deals close in 45 to 75 days.

What Lenders Look For.

Acquisition loans have specific requirements on both the buyer and the target business. Here's what most lenders need to see.

Buyer Requirements

  • Credit score of 680 or higher
  • No bankruptcies
  • All personal debts current
  • Relevant industry or management experience (preferred)
  • Minimum 10% equity injection (5% with seller note)
  • U.S. citizen or permanent resident
Turned down before? Different lenders have different criteria — we know who will fund your deal.

Documents You'll Need

  • Signed LOI or purchase agreement
  • 3 years of business tax returns (target business)
  • 3 years of personal tax returns (buyer)
  • Interim P&L and balance sheet
  • 3 months of business bank statements
  • AP and AR reports
  • Articles of organization or incorporation
Don't have everything ready yet? We'll help you gather and organize everything that's needed.

Found a Business You Want to Buy?

Tell us about the deal. Free assessment, no credit check, response within 2 hours.